Housing Rehabilitation Program*
The Shelby County Housing Rehabilitation Program is for improving housing conditions for low- and moderate-income families in Shelby County by correcting health and safety hazards and code violations.
The rehabilitation program is intended to :
- Reduce unsafe, unsanitary housing conditions
- Encourage neighborhood preservation, neighborhood reinvestment, and to promote community pride
- Improve the housing conditions of low and moderate income owner occupants, and
- Correct housing code violations
We are no longer accepting applications for our Housing Rehabilitation Program.
* We accepted applications from July 1 - August 31, 2022. Please note that we are currently working through a backlog of clients, and it may take up to a year for repairs to begin following approval of an application. Applicants will be notified of approval/rejection beginning in November 2022.
The Rehabilitation Program assists homeowners who live in all parts of Shelby County, Tennessee, including the City of Memphis. Applicants can also live in Arlington, Bartlett, Collierville, Germantown, Unincorporated Memphis/Shelby County, or Millington. You must also meet HUD income requirements as shown in the chart below.
|Household Size||Income Level|
Do you have questions about the Housing Rehabilitation Program?
Some answers to your questions can be found under the Frequently Asked Questions section of this page. If more information is needed, please contact Sarah Johnson at 901-222-7603 weekdays between 8:00 a.m. and 4:30 p.m. for pre-screening and to receive an application. Sarah can answer any questions that you may have and will be able to provide you with further information on the Housing Rehabilitation Program.
Rehabilitation Program Awards
Contact Tom Fletcher at 901-222-7608 with questions regarding rehabilitation program awards.
Lead Hazard Control Program
If your home was built before 1978 and if a child under six (6) years old resides in your home and/or spends any time at your home, then that child may be exposed to lead-based paint hazards and at risk of becoming lead poisoned. The Shelby County Department of Housing (SCDH) Lead Hazard Control Program provides free assistance to homeowners, property owners, and tenants/renters who want to protect themselves from lead-based paint hazards. The Shelby County Department of Housing utilizes funds from a federal grant to address lead hazards.
In most cases, the Lead Hazard Control Program assists homeowners and tenants/renters who can meet the following qualifications.
- The property must be in Shelby County, Tennessee and must be owner-occupied.
- Child/children under six (6) years old must live or spend time at the home.
- Homeowners and tenants/renters must meet HUD income requirements.
Shelby County Department of Housing reviews and approves applications for assistance on a first come/first served basis.
How To Apply
Create and register your account on the Neighborly site here. Click "Register" to begin creating your account. This website allows for applications and required materials to be submitted online. For assistance in completing your application using Neighborly or if you're unable to apply online, please contact Antoinette Knowlton at firstname.lastname@example.org or at (901) 222-7605.
The mailing address for paper applications is provided below.
Shelby County Department of Housing
ATTN: Antoinette Knowlton
1075 Mullins Station Rd, Bldg W2
Memphis, TN 38134
Down Payment Assistance Program Overview
Shelby County's Down Payment Assistance (DPA) Program assists low and moderate income individuals in covering a portion of their down payment and closing costs associated with purchasing a home. The home that you buy may be either an existing home or a newly constructed home anywhere within the boundaries of Shelby County as long as the purchase price does not exceed $250,000. Effective July 1, 2021, up to $6,000 is available as a 3% fixed rate loan and repayment terms can extend up to 15 years (180 months). Debt ratios must not exceed 45% total debt.
Program Requirements & Eligibility
- The purchaser must invest a minimum of $500 of his/her own funds.
- The home being purchased must be located within Shelby County.
- Purchasers must be able to qualify for either THDA, FHA, VA, or Conventional Financing.
- Purchasers need a good credit history, stable employment, and must complete a certified Homebuyer Education Class.
- You must also meet minimum and maximum income limit requirements by family size as shown in the chart below.
|Household Income Limits||Up to 2||3 or more|
Do you have questions about the DPA program?
For more information contact the Shelby County Department of Housing at 901-222-7600 weekdays between 8:00 a.m. and 4:30 p.m. Ask to speak with a Down Payment Assistance Loan Counselor. A Counselor can answer any questions that you may have and will be able to provide you with further information on the Down Payment Assistance Program. If you are a LENDER applying on behalf of your homebuyer, please create your login credentials here to upload the application.